Connecting with major banking providers across the UK, Roqqett allows you to have full visibility of all your transactions across your accounts in real-time, saving you time and energy from having to check your individual banking apps.
To complement this is Roqqett's Money Insights feature. Essentially, Roqqett automatically categorises your spending over time by category or merchant, while still giving you the freedom to re-categorise any transaction to your liking, for FREE. No added costs, like our purple friend in the next section 👀
To top it off, Roqqett offers a multitude of ways to pay and get paid instantly by friends and family, whether they have Roqqett or not, without sharing any bank details... ever!
Keep reading to discover all the amazing benefits Roqqett has to offer:
Like Roqqett, Emma shows your spending transactions from all of your different accounts in its one app, to help you stay on track. However, Emma is much slower in connecting these accounts than Roqqett, simply due to their slower Open Banking API provider 🥱 A minor detail, but worth mentioning if you really want to compare.
Now sure, Emma also allows you to set budgets for each category, but unless you keep checking these yourself (most people tend to keep it top level) then the app itself isn't THAT much different from Roqqett.
Want to export an Excel spreadsheet of your finances? Have offline accounts or customise your categories & transactions? With Emma you have to pay for all these extra features, because unlike Roqqett, it monetises with its two (Pro and Plus) subscription plans. Considering the app focuses on helping you save on “wasteful subscriptions”, it is ironic that it charges you for extra features with its paid plans. Keep reading below to see what these extra paid features are.
Emma is great for budgeters who want personalised insights into their spending, and are fans of cashbacks and child-like aesthetics.
Roqqett is great for anyone with a bank account who likes to see their finances presented in a clean and professional manner, as well as anyone who enjoys the simple pleasures of minimalist user journeys at zero costs.
Overall, both are safe to use, but if you truly want to save and mange your money effectively (*cough* *cough* for FREE), then there is only one correct answer. Now it's up to you to decide which one 😎
Hint: The correct answer is Roqqett
Empower yourself to spend smarter by keeping track of your finances with Roqqett Insights. Discover your financial self by learning about your spending habits.
Discover which money app, Emma or Roqqett, is better to pay and get paid with.Read
Discover which app, Emma or Roqqett, is better for tracking your finances.Read