Read our (unbiased 😏) comparative guide to decide which Money and Spending insights app works best for you.
The money app with the best money insights to help you keep track of finances and take care of spending habits.
Best for:
Tracking | Insights | Payments
Connects with most UK Banks & major credit card companies.
100% Free 🤩
Available on both browser and app, PayPal lets you take and send payments quickly (or so they claim lol)
Best for:
Spending
Connects with most UK Banks & major credit card companies.
Free set up ... high fees 😭
Connecting with major banking providers across the UK, Roqqett allows you to have full visibility of all your transactions across your accounts in real-time, saving you time and energy from having to check your individual banking apps.
To complement this is Roqqett's Money Insights feature. Essentially, Roqqett automatically categorises your spending over time by category or merchant, while still giving you the freedom to re-categorise any transaction to your liking, for FREE. No added costs.
To top it off, Roqqett offers a multitude of ways to pay and get paid instantly by friends and family, whether they have Roqqett or not, without sharing any bank details... ever!
Keep reading to discover all the amazing benefits Roqqett has to offer:
PayPal is one of the world's biggest and most popular payment processors, but this doesn't mean that they have your best interests at heart... They have a reputation for high chargers for shops to use on their checkouts. At Roqqett, we’re all about #ShoppingSmall and saving money for businesses, unlike the faceless corporations like PayPal, Visa and Mastercard.
PayPal can also hold your money for no apparent reason. If you want to avoid that, you should use an app that combines all your accounts into one place without holding your money ... *cough* *cough* ... Roqqett.
Looking at the all new PayPal app, launched in September 2021, which they call a “super app” as it combines payments, savings, crypto, bills, is nicely laid out with the PayPal colours. It has a clear emphasis on sending money which is aligned with the core functionality for them.
However, whilst you can get to your account activity, there is no way of knowing how much you’ve spent over a given period of time, at certain merchants or categories. If you need to manage your money, Roqqett’s smart insights has you covered in that aspect.
The clear difference is that PayPal holds your money whereas with Roqqett, your money stays in your bank account which means that you have full control of your money with Roqqett and bank transfers are instant!
A similarity is that both Roqqett and PayPal allow you to pay without entering any bank account details when paying or transferring money. However, when considering PayPal's fees and freezing of your accounts, Roqqett is definitely the better option.
Overall, Roqqett is the clear winner with our Insights that clearly summarise your spending so that you can effectively manage and plan your finances. PayPal does not do this and is a huge disadvantage.
Empower yourself to spend smarter by keeping track of your finances with Roqqett Insights. Discover your financial self by learning about your spending habits.
Discover which money app, PayPal or Roqqett, is better for spending.
ReadDiscover which money app, PayPal or Roqqett, is better to pay and get paid with.
ReadWhat is the difference between the two? Which is better? We’ve compared them for you...
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