Roqqett Blog

January 31, 2023
Author: Patrick McDill

5 Best WooCommerce Payment Gateways for WordPress

The best payment gateways for your WooCommerce store are here.

Quick Summary

It's very important to choose the right payment gateway for WooCommerce. It will have a long-term effect on how well and how long your online business is going to work. If you want to accept payments on your WordPress site, you can use WooCommerce. It can be hard to figure out which payment gateway to use when you start a new eCommerce business.

We've put together a list of the best payment gateways that work well with WooCommerce so you don't have to worry about that. Make it easy for you to find one that works and then get back to running your business.


To accept payments on your WordPress site, you'll need to use a payment gateway. You'll learn what a payment gateway is and why you need one. Then, you'll learn about the different things to look for when you choose a gateway. Finally, we'll go over the top payment gateways.

What is a payment gateway?

A payment gateway is a place where you can take money from other people. Signing up for a third-party payment gateway means you don't have to deal with all of the financial and legal issues that come with processing money on your own. The gateway will handle everything for you. Pretty cool, huh?

The payment gateway takes care of your customers' credit card numbers, expiration dates, and other personal information so that you don't have to worry about it.

It also makes the whole thing less anonymous and more transparent. A few payment gateways that are well known are Roqqett, Stripe and PayPal.

To make money through your website, you can use one of two types of payment gateways:

  • A payment form that is right inside your store. This means that the customer doesn't leave your site. There are a lot of big eCommerce sites, like Amazon or Shopify, that work this way.
  • A payment form can be found on the payment gateway's website. For the customer to pay, they need to click on a link that sends them to the payment gateway's site. It's a good example: PayPal is one of the best.

Most of the time, it is better to have the form on your website because it makes it easier for people to buy things. Customer "analysis paralysis" makes it more likely that they will buy something from you.

However, not all of them have the same rules, processing times, and features. This is why it's important to compare them. Choosing the wrong payment gateway will make your costs go up and hurt your business in the long run.

How does a payment gateway work?

Payment gateways are easy to set up.

  1. Register via one of the following methods.
  2. Connect the account to your business or personal bank
  3. Make your website accept payments. Most gateways, such as Roqqett or Stripe, have WooCommerce plugins.
  4. You can now accept payments. Purchases are completed when the gateway opens a secure link to the payment processor, and WooCommerce receives a message indicating the purchase was successful.

Finally, depending on the gateway, you get your money instantly or in a few days. The whole thing takes less than a second!

WooCommerce and WooCommerce Payments

If you use WordPress to run an eCommerce site, you probably use WooCommerce. If so, you're not alone!

WooCommerce is one of the most popular eCommerce platforms. has some remarkable stats:

  • WooCommerce is now on over 4 million websites.
  • Around 7% of all websites utilise WooCommerce.
  • WooCommerce powers 28% of all eCommerce sites.
  • WooCommerce has around a thousand plugins.

As you can see, WooCommerce is huge! WooCommerce supports over a hundred payment gateways, giving you plenty of alternatives.

When you choose a payment gateway for your WooCommerce store, there are a few things you should think about.

1. Transaction Fees

Each time someone buys something from your store through one of the payment gateways for WooCommerce, they pay a fee. This fee can change based on where your business is, what type of card your customers use, the payment gateway you choose, and more.

Try to pass the burden on to your customers to make things better. Even so, you'll have to raise the prices of your products, and your customers might be able to get the same products for less somewhere else.

Alternatively, you can look at transaction fees from other providers and try to find the right balance between transaction fees and other features, such as how much it costs to use the service.

2. Other fees

You may also be charged extra fees by some WooCommerce payment service providers. If you have to pay for things like setting up an account, maintaining it, or withdrawing money from your bank account, this could be a fee.

Many people think transaction fees are all that they have to worry about. There are many other fees that you have to think about as well. Some payment gateways also charge a monthly fee, extra fees for certain transactions, and other fees. This is not all.

Before you choose a gateway for your business, make sure it will work well with your type.

It all depends on what you sell, and some payment gateways might charge you extra for recurring or subscription-based payments. Other payment gateways don't even have the option at all.

These charges can be a pain for businesses that are just starting out.

3. Recurring Bills

Many businesses offer subscription-based products, such as membership plans or online courses, that you pay for each month or year. If that's the case, you might also want to look for a recurring payment feature, as well.

A lot of payment gateways require customers to manually finish each transaction and don't allow for recurring payments. Do not forget to check if your business needs automatic renewals.

4. Geography

Next, you need to make sure that the payment service you choose can be used in both your country and your customers' country, too.

As an example, if most of your customers live in Europe, then you might want to look for a payment service that is well-known there.

5. Security

Last but not least, when it comes to payments, security is the most important thing to think about. If your payment process isn't safe, both you and your customers could lose important data and have other problems if you don't do it right. That includes problems with technology, money, and even law.

Fortunately, most payment gateways are safe as long as you use them the right way. Most make it easy to meet local/regional rules.

The customer has to believe in you before they'll buy something from you. They MUST trust you. As soon as someone sees that you have a secure payment system in place, they know that buying something from you is safe and secure.

Those are just the most important things to check for. Check out other things your business might need, too. There are things like easy refunds, extra security, and verification, as well as regulatory compliance based on where you live.

The best payment gateways for WordPress...

... that work with WooCommerce:

Technology moves on so quickly, but credit card tech has been around since the 1960s. 75% of Britons use mobile banking apps and Roqqett puts the customer's mobile at the heart of the transaction.

For businesses who want a fast, satisfying and cost-effective digital shopping experience for their customers. Roqqett has created a seamless journey to checkout, that boosts sales through faster conversion, increased cash flow and lowers costs. By integrating directly with UK banks to cut out cards, Roqqett reduces fraud and fees, and with an instant settlement, you have the money in the bank before you ship goods.

The simple to setup plugin means an Ecommerce store can easily add Roqqett to complement their more traditional and expensive payment methods (yes credit cards that's you). The Roqqett Woo Commerce plugin makes it easy to connect directly with your WooCommerce store. This makes the setup process relatively painless. Customers don’t need to leave your site at all – the entire checkout process can happen on one page. This decreases the likelihood of abandoned carts.

To take credit card payments on your website, Stripe is the most popular payment gateway. WooCommerce has built-in support for using Stripe as a payment processor.

All major credit and debit cards are accepted. Apple Pay, Google Pay, and Alipay are all options for your clients.

Stripe is available in over 40 countries and accepts over 135 different currencies. Stripe does not charge any setup or annual fees, however, they do charge up to 2.9 per cent + 30 per cent for every transaction.

Stripe can be used with any subscription or WordPress membership plugin that accepts recurring payments.

Note: If you only need a basic payment form for contributions or online orders and don't want to deal with the hassle of managing an entire eCommerce system, check out WPForms, which offers Stripe forms for WordPress.

PayPal is one of the most common payment options for online retailers. WooCommerce has built-in support for accepting PayPal payments on your website.

PayPal, a pioneer in the payment sector, offers a wide range of services for personal, commercial, and eCommerce use.

It is available in dozens of countries, however, some of them have distinct limits.

A PayPal business account is required for the Standard PayPal add-on for WooCommerce. It does not provide an on-site checkout experience, so your clients will be transferred to the PayPal website to finish their transactions.

PayPal fees are calculated based on the type of account you have and the quantity and volume of sales you make. This will have a huge impact on your firm, so you should evaluate them ahead of time.

Note: WPForms is a good option if all you need is a PayPal payment form for your business. It enables you to accept payments and donations using PayPal with ease.

In recent years, the industry of buy-now-pay-later payments has grown tremendously. It's a good idea to allow customers to pay for greater cost products over time.

If your products or your average order value is more than £100.00, this truly comes into play.

Klarna offers different payment methods depending on the region and merchant’s chosen configuration of which payment methods best fit their store. Payments not approved by Klarna may be more common for some regions and payment methods than others.

The risk of customers not paying is risk-free and covered by Klarna’s guarantee.

This payment method is called Apple Pay. It is made for iPhones, iPods, Apple Watches, and other iOS devices. It lets customers quickly make payments.

Payments are very safe because customers have to confirm their password, FaceID, or Touch ID before they can make them. This makes them less likely to be scammed or have their identities stolen in the future.

Apple Pay, like other Apple products, is very well made and easy to use, just like them. Because of this, it's great for people who want a good-looking checkout process that looks good.

Finally, Stripe can be used to connect WooCommerce to WooCommerce. In your WooCommerce store, you can accept Apple Pay right from the start. You can use it on your phone or on your computer, and it works the same way. One-click checkout is very powerful because it cuts the time it takes to check out by almost 60%.

You want to make it as easy as possible for your customers to pay you, so do that!


Hopefully, this article helped you have a better understanding of the different WooCpmmerce payment gateways out there, and more importantly help you decide which one best suits your business. If you are still unsure, the Roqqett crew is here to help and guide you!

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